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This is the first Garage Sale Map for 2017!
We weren't sure the weather would ever allow us to have any more garage sales!
Look for a number of neighbourhood events coming in May!

Click on the
Local Garage Sales
logo above for this week's map! 


HudsonHomeTeam
604-773-3940




Copyright © 2017 HudsonHomeTeam, All rights reserved.
Because we care about you (and you like us). :)
Our mailing address is:

HudsonHomeTeam

1 - 1920 152 St.

Surrey, BC V4A 4N6

Canada

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BC Soccer is proud to be collaborating with Surrey United, Canucks Autism Network, Vancouver Whitecaps FC, City of Surrey, and Sport Surrey to offer a FREE coaching workshop supporting kids with autism

Vancouver BC, February 23, 2017 -  BC Soccer in partnership with Surrey United Soccer Club, Canucks Autism Network, Vancouver Whitecaps FC, City of Surrey, and Sport Surrey will be holding a coaching workshop supporting kids with autism at Cloverdale Athletic Park and the Cloverdale Recreation Center on April 29th 2017.  The workshop will include both an on-field component at Cloverdale Athletic Park in the afternoon from 1-4 as well as a classroom session at Cloverdale Recreation Center in the morning from 9-12.  The Workshop is open to everyone and BC Soccer is encouraging all coaches to sign up and take part in this great initiative.

“We are really proud to be partnering with these organizations to help facilitate this workshop as it aligns with our strategic plan in helping support our entire membership and the community,” said Jason Elligott, BC Soccer Executive Director. “Having the expertise of all of the organizations collaborating on this project is a huge benefit to the coaches who will attend and I want to thank Sport Surrey for bringing everyone together as well as the City of Surrey, Canucks Autism Network, Vancouver Whitecaps FC and Surrey United Soccer Club for all of their hard work.”


WhiteRockConnect


The on-field portion of the workshop will be split up into three separate age groups, all which align with Long Term Player Development; 6-8, 9-12, and 13+.  Players will be on hand taking part in a festival like setting where coaches will be able to work on the skills and learnings from the morning classroom session.  Please note that depending on the number of coaches who attend, not everyone will be able to take part in the on-field; however, all coaches will be able to observe and engage in conversation with professionals from each of the organizations during the on-field session.

 

“We are thrilled to be collaborating with such wonderful organizations to deliver this training workshop and try-it day,” says Canucks Autism Network President and CEO, Katy Harandi. “At Canucks Autism Network, we believe that positive change is achieved through shared knowledge, partnership, and collective capacity and we strive to inspire, teach and motivate others to be inclusive and accepting. This workshop is a great example of groups working together to create accessible sporting opportunities.”

“We are proud to partner with these organizations for this coaching workshop,” says Whitecaps FC president Bob Lenarduzzi. “Sports should be inclusive and accessible for all. Soccer is a sport that brings people together and this workshop will help coaches ensure that all players have equal opportunities to participate and have fun.”

Anyone wishing to participate in the workshop can sign up here: Application to Attend

About Canucks Autism Network (CAN)
Founded in 2008 by Vancouver Canucks Co-owners, Paolo and Clara Aquilini, the Canucks Autism Network (CAN) provides year-round sports and recreation programs for children, teens, young adults and families living with autism, while increasing awareness and providing training in communities across British Columbia.


 

My Home is Worth How Much Button


CAN programs are delivered in safe and highly supported environments across the Lower Mainland, on the Island and in the Interior. Individuals across the autism spectrum are welcome to participate. To access programming, families must complete an online membership application that includes an annual fee of $25 per individual with autism.

To join today, please visit: canucksautism.ca/join.

 

About BC Soccer BC Soccer is the provincial sport governing body with the mission to govern, promote and develop the game of soccer in British Columbia in a professional and progressive manner. Established in 1907, BC Soccer is the largest provincial sport organization (PSO) in BC and the third largest soccer specific PSO in Canada with over 150,000 participants.  As a professional not-for-profit society and a member of Canada Soccer, BC Soccer is committed to providing the widest opportunities for existing and potential participants, as well as provide support in the most effective and appropriate way for current players, parents, volunteers, member clubs, leagues and districts.

BC Soccer is comprised of more than 120,000 registered players, over 2,200 registered referees, and thousands of volunteer coaches, administrators and soccer leaders. Working with its 40 member Youth Districts and 11 Adult Leagues as well as their affiliate member clubs, BC Soccer operates under the guiding principles of Professional Leadership, Passionate Service and Progressive Collaboration. In managing its relationships throughout the larger soccer community, BC Soccer’s vision is to ensure every British Columbian has the opportunity to be involved in soccer as part of a lifelong commitment to active, health and involved lifestyle.

 


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Easter Bunny is coming to Morgan Crossing

Mar. 9th, 2017

 

Join us on Saturday, April 8th as we welcome the Easter Bunny here at The Shops at Morgan Crossing. There will be complimentary photos with the Easter Bunny, Easter treats, hot chocolate, tea, arts & craft and more. Time:1-4pm

Location: Unit 110 – 15850 26th Ave (Across from Starbucks)

Plus be sure to post and share you photo with the Easter Bunny for a chance to be entered to win a $50 gift card to The Shops at Morgan Crossing. * Must share and tag on The Shops at Morgan Crossing Twitter,

Facebook or Instagram page

If you would like more information please call: 778-294-2925

 


Easter Fair

Petting a lamb at Easter Fair

Location:
Surrey Museum, 17710 56a Ave

Date & Time:
April 15, 2017
1:00 PM - 4:00 PM

Contact:
604-592-6956

Bunnies and Other Farm Friends!

Animals and Easter go hand in hand. Join us at the Surrey Museum as we ring in Spring with local rescue animals.  Celebrate their new beginnings and take part in family friendly Easter festivities by donation.

Local animal rescue groups will be onsite teaching children and their parents about respectful treatment and care for animals. Families can get up close and personal with rescue animals, from rabbits to cats and dogs to birds.

Other Easter activities include:

  • Spring crafts and an Easter Egg Scavenger Hunt in the exhibit gallery.
  • A special guest appearance by the Vancouver Rabbit Agility Club which will be showing off their athletic bunnies at 2pm and 3pm in the Museum’s plaza, weather permitting.
  • The Easter Bunny himself.
  • Storytelling in the Museum theatre

Easter at Knapps

Location: 4391 King George Blvd.

Date: 11am-3pm, Apr 17, 2017

Event Details

Screen Shot 2017-03-29 at 4.00.48 PM (1).png

Spend Easter Monday with us at Art Knapp on April 1st, 2017 from 11am to 3pm!
FREE TRAIN RIDES from 11am-3pm
Meet the EASTER BUNNY!!
Complimentary face painting
Enjoy complimentary snacks and coffee
This is a great event for those with small kids! For the older ones, we have mini golf and lots of cool things to look at! Come and join the fun :)


Farm Tots: Potter’s Bunnies

Crafts in the kitchen

 

Farm Tots: Potter’s Bunnies (1-3yrs parent participation)
Little bunnies hop, hop, hop as they explore Beatrix Potter’s classic tales through rhymes and a craft, then take part in the “Great Bunny Hop-Off”.  1 session for $5.
Thursday, April 6 from 10:30am-11:30am – Register Online (#4519799)
Friday, April 7 from 10:30am-11:30am – Register Online (#4519800)

 


Morgan Creek Easter Brunch

  • Apr 16, 2017  -  10:30am and 1:30pm

Tickets are now on sale for our annual Easter Brunch Buffet on Sunday, April 16th.  Purchase your tickets early as this event sells out every year.  We will be offering two seating options of 10:30am and 1:30pm. Pricing includes all taxes and gratuity.

Adults – $43
Children 5 to 12 years – $25
Children 4 years and under – No charge

Easter Brunch Menu

Tickets are now on sale for our annual Easter Brunch Buffet on Sunday, April 16th.  Purchase your tickets early as this event sells out every year.  We will be offering two seating options of 10:30am and 1:30pm. Pricing includes all taxes and gratuity.

Adults - $43
Children 5 to 12 years - $25
Children 4 years and under - No charge

easterbrunch1030

easterbrunch130

 

  • Easter Event Image

Old Fashioned Easter

  • Apr 15, 201711:00am - 3:00pm

Do you have dreams of a family Easter egg hunt on the budding grounds of a heritage farmhouse? If so, we have the perfect experience for you. The free, all ages event is ideal for making memories and taking beautiful photos. Other family fun activities include:

  • Face painting
  • DIY rabbit ears
  • Bunny Olympic competitions
Event Information

Where: Historic Stewart Farm, 13723 Crescent Rd Surrey, BC
Phone: 604-592-6956
Website: http://www.surrey.ca/culture-recreation/22375.aspx

 


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Is Fraser Valley the next big market in the B.C. housing sector?

 

 

Latest numbers from the Fraser Valley Real Estate Board (FVREB) revealed that B.C.’s southwestern region has experienced significant home price growth in February, indicating a possible companion to the red-hot Vancouver market in the near future. Last week, the Board revealed that the benchmark price for a single-family property in the Valley increased by 20.4 per cent year-over-year and 0.4 per cent compared to January, hitting $859,300.

 

 

 

 

“This is the kind of February we like to see. Last year at this time, the incredible demand created a market that was difficult for consumers,”

according to FVREB president Gopal Sahota, as quoted by CBC News.

 

 

“Now, we have sales moving upward from the winter months at a typical, healthy pace and a growing inventory to support it,”
Sahota stated, adding that the numbers are so far showing a “return to normal historical sales numbers.” Apartment prices also rose sharply by 26 per cent compared to February 2016 and 1.8 per cent month-over-month, up to $267,000. Meanwhile, average townhome costs grew by 25 per cent year-over-year and 0.5 per cent since January, reaching $422,400. Recently, Finance Minister Bill Morneau assured that the federal government is still closely monitoring the Canadian housing market, amid seemingly inexorable price growth in Vancouver and Toronto. 

 

“We continue to be very focused on thinking about how we can manage what is peoples’ most significant investment. And we do watch the level of indebtedness, in particular around housing,” Morneau stated, adding that “strong underlying markets” continue to drive the two cities’ outsized performance.  “So in Toronto and Vancouver, unemployment is lower in those two places than it is in some other places. Incomes are higher. The economy is doing better. So there are underlying reasons for the housing markets to do better and we’ll continue to monitor, to work with provinces and municipalities who have an important role to play here to manage what we see [as] a challenge, but not one that isn’t manageable.”

 

 

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Photo: Andrew Hudson

The biggest challenge Canada faces in creating affordable housing is getting people to and from home and work.

 

"If you think housing prices are high now - just wait."  - Heino Molls, REMonline

 

 

"Census Canada figures show that Canada’s population has rocketed past 35 million. In fact, that number is going to be 36 million before the ink is dry on this most recent report and it will, without a doubt, be going at light speed past 40 million way before 2020. That means a huge boost in housing demand. It means that the privilege of living in a home in Canada, not to mention an actual house in Canada is going to come with a high cost. You think the cost of a house in Toronto, Vancouver or Ottawa is high now, just wait.


Do the math on your own. Not the math of the naysayers, the doom and gloom crowd, the people who will show you diagrams and charts with circles and arrows that pinpoint the exact time and date of the collapse of the real estate market. Rather look around, see what is going on and add it up for yourself.


We are facing many problems in our country. There is not enough time and space here to discuss all the challenges of health care, especially mental health care, as well as housing for the poor and marginalized people in our society. Another major challenge that should be mentioned in the same conversation as housing and property value is public transit.

Our governments are scrambling to build new transit ways and highways to accommodate all the people who will be travelling to and from our inner cities for business, health care, restaurants and entertainment.


How Much is YOUR Home Worth?

 

 


Our biggest problem is going to be building transit, not just within our cities but also from the towns and satellite communities that will have even higher population growth in the coming years. Communities like Chilliwack and Abbotsford in B.C. and cities like Kitchener-Waterloo not far from Toronto. The same for all other cities in the country. Transit is going to be our biggest problem.

 

Falling house prices. Yeah, not so much."

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Updated CMHC homebuying guide encourages long-term thinking

Feb. 28th, 2017

Canada Mortgage and Housing Corp., has updated its free guide to the process of buying a home, with an emphasis on encouraging Canadians to think long term about what kind of home they should buy — or whether they would be better off renting.

The national housing agency first released the guide, called Homebuying Step by Step, in 1998, but has updated it over the years. The latest version streamlines the document, splitting off workbook content and making it available online as a series of interactive printable checklists and questionnaires.


Homebuying - HudsonHomeTeam


The previous iteration of the guide received almost eight million unique page views in 2016 alone, according to CMHC.

The guide is meant for any prospective homebuyer, but first-time buyers could particularly benefit from reading it, said Ina Wielinga, a consultant at CMHC who updated the guide. She said the new version puts a greater focus on calculating the true cost of owning a home over time, emphasizing costs like taxes, utilities and repairs.

"This used to be peppered through the document, but we're bringing it up front because people often get focused on acquisition," said Wielinga.

The new guide also encourages readers to reflect on what kind of home suits their lifestyle, and whether or not homeownership is a better financial choice than renting.

"It's not just buying that house that's brick and mortar," said Wielinga. "There's a lifestyle that goes with it also."

By asking would-be homeowners to consider how a home will fit into their lives over the long term, Wielinga said, the guide could help users feel more confident about their purchase.

Key concepts to consider

The most confusing concept in the guide is also one of the most important ideas to understand before buying a home, according to Wielinga: calculating your gross debt service ratio (also known as the gross debt-to-income ratio) and total debt service ratio (also known as the total debt-to-income ratio).

Click on image below for your copy:


 


The CMHC guide for homebuyers is available for free online. (CMHC)

The gross debt service ratio includes total monthly housing costs, which CMHC says should be no more than 32 per cent of average gross monthly income. The total debt service ratio covers all monthly debt payments, including housing costs. CMHC recommends that ratio not exceed 40 per cent of average gross monthly income.

"You have to understand that, even if you're the best person in the world and you know you can afford it, you have to follow that kind of guideline," said Wielinga.

Financial axioms like these are often left unexplained to potential homebuyers, said Wielinga.

"Honestly, it's not talked about enough," she said. "I think when we do explain it to people, then they do get it."

 

Tighter rules

The rules for Canadian homebuyers have been changing quickly, especially as the government tries different policies to mitigate risk in the real estate market.

For that reason, the guide avoids getting into the details of certain aspects of homebuying, like calculating mortgage loan insurance. Instead, it refers readers to the CMHC website, where the details of mortgage rules can be quickly updated as the government changes them.

Lauren Haw, CEO of an online real estate brokerage, lauded CMHC for its interactive workbook for prospective homebuyers, although she's skeptical that many people will actually take the time to sit down and read the guide in full.

"People like to have it and hold it, but most first-time homebuyers don't seem to ingest the information in this format very well," said Haw. "Because even if you give them these documents, very few people are the personality type that will read it and really truly understand it."

Haw said real estate brokers often end up explaining these concepts to their clients as they go through the buying process.

​"If everybody would sit down and read one of these things, I think we'd have much more informed buyers," she said.

 

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(courtesy of urbansurrey.com)

Surrey population surpasses 500,000; doubles Vancouver in growth

tvqvafbSurrey City Centre

Census data released today by Statistics Canada has revealed that Surrey’s population has surpassed 500,000. As of May 2016 last year, the population of Surrey was 517,887, an increase from 468,251 in 2011 representing a growth rate of 10.6%, outpacing the national average, British Columbia, the City of Vancouver, and the Vancouver CMA.

In comparison, between 2011 and 2016:

  • Canada as a whole grew by 5.0%
  • British Columbia grew by 5.6%
  • City of Vancouver grew by 4.6%
  • Vancouver Census Metropolitan Area (CMA): 6.5%

The only Vancouver CMA municipality to grow faster than Surrey was the Township of Langley which grew at a rapid 12.6%. As a whole, the Vancouver CMA grew to 2,463,431.

With Surrey adding an average of 1,000 new residents per month, as of February 2017, the population of Surrey can be estimated to have already increased further to 525,000. It is expected that Surrey will surpass Vancouver in population to become the largest city in BC by 2030.



Looking at growth by Census Tract, the areas of Surrey growing the fastest were in the south and east, in places such as Grandview Heights, Sunnyside Heights, South Newton, and Clayton. There was also noticeably strong growth in Surrey City Centre as a result of new condo developments in recent years, with one Census Tract east of King George Blvd and south of 104th Avenue growing by 33%. This growth in City Centre will likely increase even more by the 2021 Census, with more new condo developments expected to be completed within City Centre in the next 5 years than in the previous 5 years.

Developable land and affordability in comparison to Vancouver can both be seen as driving factors in Surrey’s strong growth.

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Growth rate by Census Tract in Metro Vancouver


 

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Growth rate by Census Tract in North Surrey – Area east of King George Blvd and south of 104th Ave grew by 33%.

https://censusmapper.ca/maps/583#11/49.2613/-123.1145

By Stephen Hallingham|
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Slimy Salesman

 

 

We felt it was important to share this post we read in a private Realtors Professional group.
There are plenty of those in our world who are willing to take advantage of anyone possible. And it's everywhere, not just in the Valley.
Understand, using a professional to market your home isn't just about the marketing, knowledge, negotiation skills and understanding of the transaction. It's also for the protection of the Principal (you).

Please read:

Well - this is officially a first for me. My seller had a knock on her door this afternoon. Outside was a couple offering to buy her home if she agreed to do it without me. She gave them my card and told them to call me if they wanted to buy it. They said - no, we want to work with you.... don't you want to sell your home? Don't you want to make more money? What if we paid you $50,000 more than you're asking? Thank goodness she told them to F* off and closed the door in their face. She was furious when she phoned me to tell me. They apparently got angry and left. The nerve of some people!!
UPDATE: Seller phoned the police and was told that they've had numerous reports of this happening over the holidays. It's sometimes a young couple. Sometimes 2 guys. All in the Aldergrove area. When talking to your sellers make sure to tell them to never let anyone in who isn't expected and with a Realtor... I always do and I'm sure glad I did this time!

The speculation, through the conversation in this thread, was that these people were potentially attempting to access the interior of this senior's home.


 

Logo 2016 HD

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Wednesday, December 28, 2016

Registration begins Jan. 16 for children entering kindergarten in September 2017.

Children who turn five before Jan. 1, 2018 are eligible to start school in the fall.

 


Kindergarten children 2.jpg


Kindergarten registration must be done in-person at your neighbourhood school or school of preference (if space is available). For a map of school catchment boundaries, check here and for a list of all schools, check here.

The following documents are required at the school when registering:

* proof of birth date for the students (eg. birth certificate or passport)

* proof of guardianship (eg. birth certificate or other legal documentation)

* proof of citizenship (eg. birth certificate, passport, citizenship card, landed immigrant document, permanent resident card)

* proof of address (eg. rental agreement, utility bill, driver's license)

Please note that enrolment at several schools in Surrey is already at, or over, capacity and they are therefore unable to accept out-of-catchment registrations.

Specialty and choice programs are also available. Some (French Immersion, Intensive Fine Arts, Traditional and Montessori) require online/lottery application, which begins Jan. 30. For more information or to learn about information evenings being held in January 2017, check here.

Find #SouthSurrey & #WhiteRock homes by School Catchment:


 

Logo 2016 HD


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courtesy of Business Insider

It turns out homebuyers are really into barn doors.


Screen Shot 2016 04 13 at 8.26.06 AM

 

 


When Zillow looked at design features that sell homes at the best price and with the shortest listing time, that feature topped the list. 

Anything craftsman-style, like rectangular farmhouse sinks, also got homes off the market at a premium. 

 

Zillow Digs screened over 2 million listings for homes sold between January 2014 and March 2016 and looked for the keywords that had the best effect on how much more than the expected price and how much faster they sold.  

Here are the top 15 design features:

Outdoor kitchen


Outdoor kitchen

Percent of homes that sell for above expected values: 3.7%

How many days faster than expected the home sells: 19

 

Tankless water heater


Tankless water heater

Percent of homes that sell for above expected values: 4%

How many days faster than expected the home sells: 43

 


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Backsplash

 


Backsplash


Percent of homes that sell for above expected values: 4.1%

How many days faster than expected the home sells: 46

Granite


granite
Percent of homes that sell for above expected values: 4.1%

How many days faster than expected the home sells: 38

 

Stainless Steel

stainless-steel HudsonHomeTeam

Percent of homes that sell for above expected values: 4.2%

How many days faster than expected the home sells: 42

 

Heated floors


heated-floors HudsonHomeTeam
Percent of homes that sell for above expected values: 4.3%

How many days faster than expected the home sells: 28

 

Frameless shower


frameless-shower HudsonHomeTeam
Percent of homes that sell for above expected values: 4.6%

How many days faster than expected the home sells: 38

 

Pendant light

 


pendant-light HudsonHomeTeam


Percent of homes that sell for above expected values: 4.6%

How many days faster than expected the home sells: 48

 

Exposed brick

exposed-brick HudsonHomeTeam

Percent of homes that sell for above expected values: 4.9%

How many days faster than expected the home sells: 36

 

Craftsman

craftsman HudsonHomeTeam

Percent of homes that sell for above expected values: 5.4%

How many days faster than expected the home sells: 14

 

Quartz

quartz HudsonHomeTeam

 

Percent of homes that sell for above expected values: 6.0%

How many days faster than expected the home sells: 50

 

Subway tile

subway-tile hudsonHomeTeam

 

Percent of homes that sell for above expected values: 6.9%

How many days faster than expected the home sells: 63

 

Farmhouse sink

farmhouse-sink HudsonHomeTeam


Percent of homes that sell for above expected values: 7.9%

How many days faster than expected the home sells: 58

 

Shaker cabinet

shaker-cabinet HudsonHomeTeam

 

Percent of homes that sell for above expected values: 9.6%

How many days faster than expected the home sells: 45

 

Barn door

 


barn-door HudsonHomeTeam


Percent of homes that sell for above expected values: 13.4%

How many days faster than expected the home sells: 57

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Shoveling snow on a walk


Residents and businesses are responsible under City Bylaws to clear any accumulated snow from sidewalks located adjacent to their property as soon as possible to make sure pedestrians are safe.

  • Report un-shovelled sidewalks by email bylawcomplaint@surrey.ca or by calling 604-591-4370 with specific details of the location.
  • Report a snow or ice problem, or ask any questions about our snow and ice control operations by submitting your inquiry online or calling us at 604-591-4152.

Tips for Snow:

  • Shovel snow onto your lawn, adjacent snow piles or onto your lawn, not the street

During snow removal operations, the snow is ploughed toward the road-edge. Accordingly, this may result in some driveways and/or sidewalks being blocked by the ploughed snow where snow plough operations occur. We apologize for this inconvenience; however, in some cases this is unavoidable. Should this occur along your property frontage, please do not shovel snow from your driveway onto roadways as this may result in snowploughs pushing the snow back into your driveway and may contribute to vehicle access problems along your street. We recommend that you place snow onto your lawn or onto adjacent snow piles or onto your lawn. This may also present a hazard to motorists or cause vehicle access issues. In an effort to minimize these challenges, consider hiring a snow and ice removal contractor.

 

 

 

 

  • Subscribe to our Informative Newsletter

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    Park your vehicle along the curb during snowfall events

This ensures snow and ice operations are conducted in the most effective and efficient manner. If this is not possible, we ask that you please make an attempt at coordinating efforts with your neighbours to park vehicles along the same side of the street within your neighbourhood.

  • Keep garbage and recycling bins off roadways where snow ploughing may take place

Prolonged snowfall combined with icy conditions may result in delayed garbage and recycling collection. Should this occur, the City will make every effort to resume collection the following day, or allow residents to place double their weekly limit at curb-side the following week.

  • Keep catch basins free of debris, especially during melting conditions
 

Contact us to get your home sold in 2017



If you are aware that a catch basin exists in front of your property, please help us by ensuring to keep it clear especially during melting conditions. Blocked catch basins may result in excess accumulation of water along the road area, a situation that could become dangerous if it subsequently freezes. It may also result in flooding of adjacently properties depending on the extent of the blockage and the amount of melting snow.

Snow Clearing ContractorConfused smile:

Snow Removal & Landscaping (<- click)

Snow clearing services for commercial and large residential properties

Residents or businesses using this list will be advised that the City of Surrey has not negotiated any pricing with any of the contractors listed. In addition, the City does not warrant the work nor does it endorse any one of the contractors on the list. The cost of any service provided is to be established between the contractor and the customer. The customer will be responsible for providing payment directly to the contractor for any snow clearing service performed. The City will not act as an intermediary for any disputes relating to non paying customers or complaints of unsatisfactory work performed by the contractor. Also, the burden of risk shall be borne by the contractor with respect to carrying out services to residents. All contractors must also ensure appropriate levels of insurance coverage and required licensed.

 

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Broker fears were confirmed Tuesday, with one big bank raising its prime rate less than a month following new mortgage rules.
TD Canada Trust announced in a note to brokers Tuesday that it is changing its mortgage rates, including increasing its prime rate to 2.85%.
The prime rate has been held at 2.70% for more than a year, according to the broker who shared the announcement with MortgageBrokerNews.ca on condition of anonymity.

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“When a bank changes their ‘version’ of bank prime it also serves as an invitation for the other banks to join in and do the same,” the broker said. “Naturally if they all change the public is screwed and all the banks make more profit.
“You see by effectively changing the goal posts on the rate the bank can continue to say: ‘we are prime less 0.50% which is a good deal.’  So as you can see this a clever move if it works.”
See the new rate sheet below.



The announcement also confirms what one economist speculated – that big banks could influence the market by altering its posted rates.
The new mortgage rate stress test, which forces all holders of insured mortgages to qualify at the Bank of Canada’s benchmark five-year rate.
The Bank of Canada’s benchmark rate is closely tied to big bank posted rates. And that relationship could allow lenders to tinker with their posted rates in a bid to influence the BoC’s, thereby allowing them to also influence the ease with which homebuyers can qualify for an insured mortgage.

Contact us for advice and information

 


Logo 2016 HD


“Another possible solution is that posted rates could fall, reducing the impacts of the stress tests. Since they are not set by the market, lenders could decide to lower them if, for example, they find that they are saying “no” to too much good business,” Will Dunning, chief economist of Mortgage Professionals Canada, wrote in a research paper entitled Slamming on the Brakes: Assessing the Impact of Changed Criteria for Mortgage Qualification. “The posted rates are set administratively by the lenders, based on their assessments of what is in their best interests, and their assessments could change.”

 

 

Courtesy of REPMAG.ca

 

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This great video really highlights how beautiful it is here in #SouthSurrey & #WhiteRock:

 

 

 

 

 

 

A shout-out to Zack Abelson. Please like his YouTube page. I’m sure he’s one to keep an eye on in the future.

 

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Translink - SSWR

 

 

Date & Time: October 25, 2016 (5:30 PM - 8:30 PM)

Join the City and Translink at our White Rock open house to talk about Phase One of the 10-Year Vision, which will reduce road congestion and add new transit services in every community, starting in early 2017.

  • Date: October 25, 2016
  • Time: 5:30 - 8:30 p.m.
  • Location: White Rock Community Centre, Gallery

Public consultation on the Phase One plan runs from October 11-31, 2016. Your input will inform the final Investment Plan that's presented to the Mayors' Council and TransLink Board for consideration in November 2016.

Learn more and fill out our online questionnaire by visiting tenyearvision.translink.ca

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To all "Property Brothers" or "Love it or List it" fans:

Have you ever been flipping through the channels, only to find yourself glued to the couch in an HGTV ‘show hole’*? We’ve all been there… watching entire seasons of“Love it or List it,” “Fixer Upper,” “House Hunters,” “Flip or Flop,” “Property Brothers,”and so many more, just in one sitting. Sad to admit it, but I have done that too...

When you’re in the middle of your real estate themed show marathon, you might start to think that everything you see on TV must be how it works in real life, but you may need a reality check.

Reality TV Show Myths vs. Real Life:
Myth #1: Buyers look at 3 homes and make a decision to purchase one of them.

Truth: There may be buyers who fall in love and buy the first home they see, but more often than not the process of buying a home means touring more than three homes.

Myth #2: The houses the buyers are touring are still for sale.

Truth: The reality is being staged for TV. Many of the homes being shown are already sold and are off the market.

Myth #3: The buyers haven’t made a purchase decision yet.

Truth: Since there is no way to show the entire buying process in a 30-minute show, TV producers often choose buyers who are further along in the process and have already chosen a home to buy.

Myth #4: If you list your home for sale, it will ALWAYS sell at the Open House.

Truth: Of course this would be great! Open Houses are important to guarantee the most exposure to buyers in your area, but are only a PIECE of the overall marketing of your home. Just realize that many homes are sold during regular listing appointments as well.

Myth #5: Homeowners make a decision about selling their home after a 5-minute conversation.

Truth: Similar to the buyers portrayed on the shows, many of the sellers have already spent hours deliberating the decision to list their home and move on with their life/goals.

Bottom Line

Having an experienced professional on your side while navigating the real estate market is the best way to guarantee that you can make the home of your dreams a reality. And speaking with a local lender about your financial situation will ensure that you are protected throughout the transaction. Ask your lender how strong your pre-approval should be to beat other offers.

*Show Hole - A side effect of binge-watching. Symptoms include a sense of emptiness and depression brought on by realizing you just wasted a good portion of your life watching several seasons of a TV show or an entire movie franchise all at once when you could have managed your time better.

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Agents, experts say Chinese buyers alone account for much more than 3% of B.C. homebuyers

Asia Real Estate Association of America, Vancouver chapter representatives say the government's data sample is too low to be accurate.

 


 


 

A provincial government statement that only 3% of B.C. residential sales are made to foreign buyers and that Chinese nationals represent just 2.5% of Metro Vancouver home buyers drew rolling eyeballs and laughter at the packed July 7 Asia Real Estate Association of America (AREAA) conference in downtown Vancouver.

“No. Absolutely not,” said an incredulous Byron Burley, Shanghai-based vice-president of Chinese-language juwaii.com, China’s largest foreign residential real estate search engine. “It is way, way higher than that.” Burley noted that millions of Chinese nationals use his site, which has from 3,000 to 5,000 residential listings from B.C. at any time.

“My intuition says it has to be much higher [than 3%]” said Michael North of the Asia Pacific Network Foundation, “just based on the number of people and the number of deals being done at this conference.”

North, COO of Hawaii-based Pacific Royalties, which specializes in linking North American real estate with Asian buyers, had just finished telling the conference that “a next wave of Chinese buyers” was about to crash into the Vancouver market.

“The rollout is accelerating,” North said, citing the recent expansion of China’s Qualified Domestic Institutional Investor program that encourages wealthy residents of China to invest in foreign real estate and stock markets.

 


 


“I would like to know where the B.C. government is getting their statistics,” said North, who estimated “at least 10%” of Metro Vancouver home buyers are foreign nationals.

Finance Minister Mike De Jong said the information was based on residential sales during a near three-week period in June, which began as the province began tracking the addresses of all buyers for the first time.

According to De Jong, there were 10,148 transactions between June 10 and 29 throughout B.C., half of which were in the Lower Mainland. Only 337 of those sales – 3.3% – involved foreign nationals.

“That is a very small sample,” said Tina Mak, a Vancouver real estate agent and president of AREAA Vancouver. “That is the problem. No one has hard data.”

Mak said she suspects that foreign buyers, particularly from Asia, represent a higher percentage in Metro Vancouver than the government data suggests. “But no one really knows.”

Vancouver real estate agents were less cautious in their response to the government data.
“I would say 50% of house buyers, maybe 60% [are foreigners],” said Eve Chuang of Macdonald Realty.

 


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Chuang and other agents at the AREAA conference said it is not the nationality of the buyer but the source of the capital that is important. Money from China, the real estate agents said, can be transferred to a relative with an address in Vancouver, who then acts as the buyer.

North added that, on larger transactions such as multi-family buildings, a Chinese national can open a Vancouver office.

“Name the company Maple Leaf Enterprise and hire Joan Smith to head it. Suddenly you’re a Canadian investor. Actually, that would be a good way to go if you’re a long-term investor.”

 

Burley agreed that is common for Chinese nationals to use local residents or companies as proxies when purchasing foreign real estate. But how many? “I have no idea,” Burley said, “I don’t think anyone does.”

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We believe there aren’t a lot of events today due to the forecast of inclement weather.

 

None the less, here is today’s map.

 

(click the image for today’s map)

 

 

 


 

 

 

 

 

 

 


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STAY HYDRATED!!!

 

It’s going to be a scorcher out there today!

 

There are almost 100 properties having garage sales today!

We have coordinated one at Solay – 36 & 152 St (follow our signs).

 

If you haven’t yet, sign up for our newsletter!

Click on the image below to get to this weekends’ map!

 

 



 

 

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Good Morning!

 

Here is this long weekend’s garage sale map. As is usually the case with long weekends, there aren’t as many sales as usual.

 

That means you should be able to find some great bargains at the ones happening!

 

 

Look next week for a huge Ocean Park Neighbourhood event, over 35 homes involved!

 

Stay safe this weekend.

 

 

Click the Queen for today’s map.


 

 

 

 


 

 

 


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WOW!
This has go to be one of the busiest weekends in a long long time!

 

Not only our own coordinated event in the South Meridian neighbourhood, but one in Summerfield as well, the annual Hall’s Prairie Country Fair (which includes a garage sale) a “Kids’ stuff” swap meet and numerous other events going on!

 

 

Don’t forget to stay hydrated today! And sunscreen, wear your sunscreen!

 


 



Please feel comfortable suggesting HudsonHomeTeam in your Real Estate conversations.

 

 

Here’s the link to todays (3 pages) maps.

 

 

 

 

 

 

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